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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,937 | $123,793+162.5% | $177,848+82.7% | $79,856+306.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 9.40% | 22.82%-13.4pp | 48.33%-38.9pp | 31.71%-22.3pp |
| Employer contribution / active EE | $15,207 | $4,095+271.3% | $5,919+156.9% | $2,471+515.4% |
| Participant deferral / active EE | $14,772 | $5,956+148.0% | $7,714+91.5% | $3,741+294.9% |
| Admin fee / account holder | $4,569 | $7,243-36.9% | $12,431-63.2% | $5,306-13.9% |