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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,148 | $109,359+163.5% | $162,185+77.7% | $72,976+294.9% |
| Participation rate | 95.2% | 84.3%+11.0pp | 87.6%+7.7pp | 69.5%+25.7pp |
| Annual return | 22.39% | 25.46%-3.1pp | 115.61%-93.2pp | 81.02%-58.6pp |
| Employer contribution / active EE | $14,668 | $3,907+275.4% | $5,613+161.3% | $2,440+501.1% |
| Participant deferral / active EE | $17,988 | $5,481+228.2% | $7,297+146.5% | $3,608+398.6% |
| Admin fee / account holder | $3,830 | $7,972-52.0% | $10,844-64.7% | $5,124-25.3% |