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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,358 | $106,864+195.1% | $147,318+114.1% | $82,637+281.6% |
| Participation rate | 91.5% | 75.5%+16.0pp | 82.1%+9.5pp | 68.1%+23.5pp |
| Annual return | 12.65% | 27.49%-14.8pp | 70.43%-57.8pp | 53.51%-40.9pp |
| Employer contribution / active EE | $3,691 | $3,417+8.0% | $4,593-19.6% | $2,552+44.6% |
| Participant deferral / active EE | $11,100 | $6,496+70.9% | $7,906+40.4% | $4,126+169.0% |
| Admin fee / account holder | $7,277 | $8,415-13.5% | $13,708-46.9% | $7,339-0.8% |