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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,353 | $89,367+125.3% | $141,191+42.6% | $72,975+175.9% |
| Participation rate | 87.0% | 75.1%+11.9pp | 82.5%+4.6pp | 69.5%+17.5pp |
| Annual return | 3.94% | 111.87%-107.9pp | 71.41%-67.5pp | 81.01%-77.1pp |
| Employer contribution / active EE | $3,317 | $3,115+6.5% | $4,736-30.0% | $2,440+35.9% |
| Participant deferral / active EE | $8,379 | $5,419+54.6% | $6,710+24.9% | $3,608+132.3% |
| Admin fee / account holder | $1,349 | $5,957-77.4% | $10,264-86.9% | $5,124-73.7% |