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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,224,564 | $154,754+691.3% | $124,206+885.9% | $138,895+781.6% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.6%-19.6pp | 79.9%-29.9pp |
| Annual return | 15.11% | 709.28%-694.2pp | 515.27%-500.2pp | 145.39%-130.3pp |
| Employer contribution / active EE | $1,730 | $4,446-61.1% | $3,540-51.1% | $4,194-58.8% |
| Participant deferral / active EE | $6,608 | $4,621+43.0% | $3,968+66.6% | $6,396+3.3% |
| Admin fee / account holder | $250,612 | $6,690+3646.2% | $5,929+4127.2% | $12,562+1895.0% |