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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,120 | $176,402+206.2% | $134,162+302.6% | $158,966+239.8% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 14.27% | 63.66%-49.4pp | 36.35%-22.1pp | 302.95%-288.7pp |
| Employer contribution / active EE | $10,036 | $5,042+99.0% | $3,705+170.9% | $4,762+110.7% |
| Participant deferral / active EE | $12,000 | $4,093+193.2% | $3,500+242.9% | $5,983+100.6% |
| Admin fee / account holder | $3,522 | $8,719-59.6% | $6,685-47.3% | $11,250-68.7% |