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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,836 | $211,946-66.6% | $169,452-58.2% | $135,379-47.7% |
| Participation rate | 47.8% | 82.6%-34.8pp | 77.8%-30.0pp | 82.6%-34.8pp |
| Annual return | -6.33% | 3.26%-9.6pp | 1.83%-8.2pp | 519.79%-526.1pp |
| Employer contribution / active EE | $940 | $5,117-81.6% | $4,157-77.4% | $4,779-80.3% |
| Participant deferral / active EE | $4,576 | $6,075-24.7% | $5,277-13.3% | $5,609-18.4% |
| Admin fee / account holder | $2,387 | $11,472-79.2% | $9,110-73.8% | $10,828-78.0% |