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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,425 | $52,519+17.0% | $155,789-60.6% | $59,633+3.0% |
| Participation rate | 42.5% | 61.7%-19.2pp | 76.1%-33.6pp | 68.7%-26.2pp |
| Annual return | -1.81% | 53.51%-55.3pp | 71.54%-73.3pp | 2041.40%-2043.2pp |
| Employer contribution / active EE | $534 | $1,589-66.4% | $3,839-86.1% | $2,203-75.8% |
| Participant deferral / active EE | $2,735 | $3,084-11.3% | $4,798-43.0% | $3,192-14.3% |
| Admin fee / account holder | $48 | $3,540-98.7% | $7,477-99.4% | $4,297-98.9% |