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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,444 | $112,915+6.7% | $90,965+32.4% | $158,950-24.2% |
| Participation rate | 70.0% | 74.7%-4.7pp | 69.0%+1.0pp | 82.0%-12.0pp |
| Annual return | 17.83% | 215.75%-197.9pp | 134.57%-116.7pp | 302.91%-285.1pp |
| Employer contribution / active EE | $423 | $2,894-85.4% | $2,122-80.1% | $4,762-91.1% |
| Participant deferral / active EE | $6,378 | $4,128+54.5% | $3,373+89.1% | $5,983+6.6% |
| Admin fee / account holder | $3,927 | $8,044-51.2% | $5,960-34.1% | $11,248-65.1% |