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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,809 | $95,975-9.6% | $74,549+16.4% | $135,379-35.9% |
| Participation rate | 80.0% | 75.7%+4.3pp | 69.1%+10.9pp | 82.6%-2.6pp |
| Annual return | -5.35% | 56.96%-62.3pp | 32.53%-37.9pp | 519.79%-525.1pp |
| Employer contribution / active EE | $530 | $2,716-80.5% | $1,961-73.0% | $4,779-88.9% |
| Participant deferral / active EE | $8,105 | $3,844+110.9% | $3,108+160.8% | $5,609+44.5% |
| Admin fee / account holder | $466 | $6,522-92.8% | $5,059-90.8% | $10,828-95.7% |