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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,837 | $135,645+51.0% | $110,243+85.8% | $135,380+51.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -8.65% | 513.24%-521.9pp | 314.76%-323.4pp | 519.81%-528.5pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,950 | $5,507+8.0% | $4,672+27.3% | $5,609+6.1% |
| Admin fee / account holder | $2,162 | $11,458-81.1% | $8,548-74.7% | $10,828-80.0% |