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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,202 | $162,821+98.5% | $133,978+141.2% | $158,982+103.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 16.46% | 41.95%-25.5pp | 45.10%-28.6pp | 302.99%-286.5pp |
| Employer contribution / active EE | $7,342 | $4,976+47.5% | $3,919+87.3% | $4,763+54.2% |
| Participant deferral / active EE | $9,508 | $5,910+60.9% | $5,047+88.4% | $5,983+58.9% |
| Admin fee / account holder | $739 | $11,742-93.7% | $8,930-91.7% | $11,252-93.4% |