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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,077 | $100,970+166.5% | $96,576+178.6% | $137,256+96.0% |
| Participation rate | 95.2% | 82.6%+12.6pp | 81.4%+13.8pp | 80.0%+15.3pp |
| Annual return | 12.59% | 38.16%-25.6pp | 38.47%-25.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $1,416 | $3,809-62.8% | $3,553-60.1% | $4,156-65.9% |
| Participant deferral / active EE | $11,064 | $8,286+33.5% | $7,956+39.1% | $6,407+72.7% |
| Admin fee / account holder | $1,234 | $11,312-89.1% | $11,381-89.2% | $12,270-89.9% |