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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,404 | $199,109-11.9% | $173,730+1.0% | $154,746+13.4% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 21.64% | 20.02%+1.6pp | 19.96%+1.7pp | 172.34%-150.7pp |
| Employer contribution / active EE | $10,481 | $5,311+97.3% | $4,577+129.0% | $4,379+139.3% |
| Participant deferral / active EE | $8,415 | $7,113+18.3% | $6,326+33.0% | $6,730+25.0% |
| Admin fee / account holder | $1,269 | $20,916-93.9% | $17,523-92.8% | $14,365-91.2% |