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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,930 | $135,645-83.1% | $110,243-79.2% | $135,380-83.1% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | -8.46% | 513.24%-521.7pp | 314.76%-323.2pp | 519.81%-528.3pp |
| Employer contribution / active EE | $13,796 | $4,907+181.2% | $3,827+260.5% | $4,779+188.7% |
| Participant deferral / active EE | $10,903 | $5,507+98.0% | $4,672+133.3% | $5,609+94.4% |
| Admin fee / account holder | $48,960 | $11,458+327.3% | $8,548+472.8% | $10,828+352.2% |