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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,893 | $154,193-27.4% | $130,045-14.0% | $139,466-19.8% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 25.34% | 32.51%-7.2pp | -137.30%+162.6pp | 373.66%-348.3pp |
| Employer contribution / active EE | $9,821 | $5,292+85.6% | $4,321+127.3% | $4,754+106.6% |
| Participant deferral / active EE | $6,598 | $6,709-1.7% | $5,820+13.4% | $6,712-1.7% |
| Admin fee / account holder | $457 | $13,989-96.7% | $10,600-95.7% | $11,409-96.0% |