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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,404 | $178,174-1.6% | $156,181+12.3% | $137,256+27.8% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.8%+10.1pp | 80.0%+8.9pp |
| Annual return | 21.64% | 84.19%-62.5pp | 64.87%-43.2pp | 220.34%-198.7pp |
| Employer contribution / active EE | $10,481 | $4,972+110.8% | $4,294+144.1% | $4,156+152.2% |
| Participant deferral / active EE | $8,415 | $6,888+22.2% | $6,132+37.2% | $6,407+31.4% |
| Admin fee / account holder | $1,269 | $17,404-92.7% | $14,586-91.3% | $12,270-89.7% |