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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,992 | $157,304+34.1% | $141,197+49.4% | $152,909+38.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.75% | 64.34%-37.6pp | 71.41%-44.7pp | 345.46%-318.7pp |
| Employer contribution / active EE | $6,162 | $5,263+17.1% | $4,736+30.1% | $4,764+29.4% |
| Participant deferral / active EE | $9,270 | $7,111+30.4% | $6,710+38.2% | $5,851+58.4% |
| Admin fee / account holder | $6,298 | $12,126-48.1% | $10,265-38.6% | $11,601-45.7% |