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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,992 | $157,270+34.2% | $141,173+49.5% | $152,870+38.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 26.75% | 64.33%-37.6pp | 71.40%-44.6pp | 345.34%-318.6pp |
| Employer contribution / active EE | $6,162 | $5,261+17.1% | $4,735+30.1% | $4,763+29.4% |
| Participant deferral / active EE | $9,270 | $7,110+30.4% | $6,710+38.2% | $5,850+58.5% |
| Admin fee / account holder | $6,298 | $12,121-48.0% | $10,262-38.6% | $11,597-45.7% |