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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,012 | $150,442+15.7% | $136,295+27.7% | $147,585+17.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.76% | 1049.09%-1029.3pp | 5155.97%-5136.2pp | 578.56%-558.8pp |
| Employer contribution / active EE | $6,045 | $5,256+15.0% | $4,695+28.7% | $4,876+24.0% |
| Participant deferral / active EE | $11,066 | $6,630+66.9% | $6,247+77.1% | $5,439+103.5% |
| Admin fee / account holder | $598 | $10,905-94.5% | $9,243-93.5% | $10,885-94.5% |