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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,922 | $105,200+190.8% | $159,474+91.8% | $85,847+256.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 14.34% | 45.08%-30.7pp | 263.68%-249.3pp | 318.61%-304.3pp |
| Employer contribution / active EE | $19,206 | $3,319+478.7% | $4,831+297.6% | $2,565+648.7% |
| Participant deferral / active EE | $12,600 | $5,946+111.9% | $7,353+71.4% | $3,952+218.8% |
| Admin fee / account holder | $5,512 | $6,934-20.5% | $10,802-49.0% | $6,261-12.0% |