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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,362 | $98,776+160.6% | $149,745+71.9% | $79,856+222.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.16% | 27.38%-11.2pp | 276.72%-260.6pp | 31.71%-15.5pp |
| Employer contribution / active EE | $15,731 | $3,217+389.0% | $4,646+238.6% | $2,471+536.6% |
| Participant deferral / active EE | $10,922 | $5,681+92.2% | $6,843+59.6% | $3,741+192.0% |
| Admin fee / account holder | $7,990 | $6,053+32.0% | $9,312-14.2% | $5,306+50.6% |