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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,091 | $154,193+51.8% | $130,045+80.0% | $139,466+67.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 25.01% | 32.51%-7.5pp | -137.30%+162.3pp | 373.66%-348.7pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $7,452 | $6,709+11.1% | $5,820+28.0% | $6,712+11.0% |
| Admin fee / account holder | $8,453 | $13,989-39.6% | $10,600-20.3% | $11,409-25.9% |