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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,190 | $176,838+31.3% | $146,685+58.3% | $167,518+38.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.43% | 24.04%-9.6pp | 22.75%-8.3pp | 478.71%-464.3pp |
| Employer contribution / active EE | $5,740 | $5,161+11.2% | $4,137+38.7% | $4,838+18.6% |
| Participant deferral / active EE | $3,616 | $6,441-43.9% | $5,507-34.3% | $6,342-43.0% |
| Admin fee / account holder | $7,381 | $13,262-44.3% | $10,281-28.2% | $12,312-40.1% |