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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,633 | $91,559-10.8% | $133,978-39.1% | $79,856+2.2% |
| Participation rate | 89.7% | 73.3%+16.3pp | 79.8%+9.8pp | 69.6%+20.0pp |
| Annual return | 8.52% | 61.85%-53.3pp | 45.10%-36.6pp | 31.71%-23.2pp |
| Employer contribution / active EE | $4,282 | $2,384+79.6% | $3,919+9.3% | $2,471+73.3% |
| Participant deferral / active EE | $6,323 | $3,734+69.3% | $5,047+25.3% | $3,741+69.0% |
| Admin fee / account holder | $7,402 | $6,321+17.1% | $8,930-17.1% | $5,306+39.5% |