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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,186 | $72,404-18.3% | $110,243-46.3% | $64,173-7.8% |
| Participation rate | 91.8% | 73.3%+18.5pp | 79.8%+12.0pp | 69.6%+22.2pp |
| Annual return | -8.12% | -6.29%-1.8pp | 314.76%-322.9pp | 7.63%-15.7pp |
| Employer contribution / active EE | $4,297 | $2,282+88.4% | $3,827+12.3% | $2,381+80.5% |
| Participant deferral / active EE | $5,696 | $3,469+64.2% | $4,672+21.9% | $3,470+64.2% |
| Admin fee / account holder | $7,924 | $5,664+39.9% | $8,548-7.3% | $4,887+62.1% |