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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,180,197 | $109,863+1884.5% | $98,477+2113.9% | $167,518+1201.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 18.87% | 1958.09%-1939.2pp | 1493.59%-1474.7pp | 478.71%-459.8pp |
| Employer contribution / active EE | $32,500 | $3,225+907.7% | $2,961+997.7% | $4,838+571.7% |
| Participant deferral / active EE | $26,000 | $4,673+456.4% | $4,276+508.0% | $6,342+310.0% |
| Admin fee / account holder | $56,358 | $6,755+734.3% | $5,951+847.0% | $12,312+357.7% |