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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,925,222 | $92,743+1975.9% | $82,744+2226.7% | $134,532+1331.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -8.78% | 946.63%-955.4pp | 702.22%-711.0pp | 418.27%-427.0pp |
| Employer contribution / active EE | $32,500 | $3,273+893.1% | $3,008+980.4% | $4,741+585.5% |
| Participant deferral / active EE | $27,000 | $4,802+462.3% | $4,395+514.4% | $6,401+321.8% |
| Admin fee / account holder | $103,225 | $5,977+1626.9% | $5,325+1838.6% | $11,429+803.2% |