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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,996 | $68,394+44.7% | $94,672+4.6% | $75,177+31.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 18.26% | 616.92%-598.7pp | 156.89%-138.6pp | 160.75%-142.5pp |
| Employer contribution / active EE | $3,022 | $2,701+11.9% | $3,673-17.7% | $2,671+13.1% |
| Participant deferral / active EE | $2,720 | $6,536-58.4% | $7,417-63.3% | $4,126-34.1% |
| Admin fee / account holder | $1,530 | $5,326-71.3% | $7,222-78.8% | $5,651-72.9% |