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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,330 | $56,287+0.1% | $80,977-30.4% | $62,881-10.4% |
| Participation rate | 100.0% | 68.9%+31.1pp | 75.8%+24.2pp | 69.3%+30.7pp |
| Annual return | 10.13% | 22.13%-12.0pp | 17.11%-7.0pp | 20.14%-10.0pp |
| Employer contribution / active EE | $3,102 | $1,943+59.6% | $3,715-16.5% | $2,281+36.0% |
| Participant deferral / active EE | $2,715 | $4,196-35.3% | $5,696-52.3% | $3,203-15.2% |
| Admin fee / account holder | $3,960 | $3,742+5.8% | $5,517-28.2% | $4,296-7.8% |