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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,653 | $102,422+377.1% | $147,117+232.2% | $80,959+503.6% |
| Participation rate | 96.4% | 75.9%+20.5pp | 82.2%+14.2pp | 67.7%+28.7pp |
| Annual return | 16.43% | 135.16%-118.7pp | 420.54%-404.1pp | 35.67%-19.2pp |
| Employer contribution / active EE | $6,883 | $3,717+85.2% | $4,932+39.5% | $2,757+149.6% |
| Participant deferral / active EE | $8,548 | $6,652+28.5% | $8,065+6.0% | $4,300+98.8% |
| Admin fee / account holder | $15,892 | $7,953+99.8% | $12,993+22.3% | $6,925+129.5% |