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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,653 | $102,382+377.3% | $147,005+232.4% | $80,874+504.2% |
| Participation rate | 96.4% | 75.8%+20.5pp | 82.2%+14.2pp | 67.6%+28.7pp |
| Annual return | 16.43% | 134.89%-118.5pp | 418.76%-402.3pp | 35.62%-19.2pp |
| Employer contribution / active EE | $6,883 | $3,715+85.3% | $4,934+39.5% | $2,756+149.8% |
| Participant deferral / active EE | $8,548 | $6,646+28.6% | $8,070+5.9% | $4,297+98.9% |
| Admin fee / account holder | $15,892 | $7,942+100.1% | $13,006+22.2% | $6,935+129.1% |