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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,840 | $184,014+108.6% | $161,149+138.2% | $138,895+176.4% |
| Participation rate | 91.7% | 82.1%+9.6pp | 78.8%+12.8pp | 79.9%+11.7pp |
| Annual return | 9.06% | 21.52%-12.5pp | 21.16%-12.1pp | 145.39%-136.3pp |
| Employer contribution / active EE | $4,220 | $5,055-16.5% | $4,360-3.2% | $4,194+0.6% |
| Participant deferral / active EE | $10,828 | $6,909+56.7% | $6,153+76.0% | $6,396+69.3% |
| Admin fee / account holder | $8,204 | $18,027-54.5% | $15,194-46.0% | $12,562-34.7% |