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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,956 | $154,193+107.5% | $130,045+146.0% | $139,466+129.4% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.5%+13.8pp | 80.3%+12.0pp |
| Annual return | 1.58% | 32.51%-30.9pp | -137.30%+138.9pp | 373.66%-372.1pp |
| Employer contribution / active EE | $18,745 | $5,292+254.2% | $4,321+333.8% | $4,754+294.3% |
| Participant deferral / active EE | $9,547 | $6,709+42.3% | $5,820+64.0% | $6,712+42.2% |
| Admin fee / account holder | $7,052 | $13,989-49.6% | $10,600-33.5% | $11,409-38.2% |