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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,299 | $162,785-50.7% | $133,959-40.1% | $158,950-49.5% |
| Participation rate | 90.0% | 83.2%+6.8pp | 79.8%+10.2pp | 82.0%+8.0pp |
| Annual return | 10.07% | 41.94%-31.9pp | 45.09%-35.0pp | 302.91%-292.8pp |
| Employer contribution / active EE | $1,683 | $4,975-66.2% | $3,919-57.0% | $4,762-64.6% |
| Participant deferral / active EE | $4,498 | $5,910-23.9% | $5,047-10.9% | $5,983-24.8% |
| Admin fee / account holder | $1,925 | $11,738-83.6% | $8,928-78.4% | $11,248-82.9% |