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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,102 | $131,835-57.4% | $108,582-48.3% | $273,972-79.5% |
| Participation rate | 68.2% | 83.5%-15.3pp | 79.6%-11.4pp | 83.0%-14.8pp |
| Annual return | 3.59% | -91.57%+95.2pp | -51.70%+55.3pp | 41.46%-37.9pp |
| Employer contribution / active EE | $1,186 | $4,913-75.9% | $3,758-68.4% | $4,869-75.6% |
| Participant deferral / active EE | $2,451 | $5,127-52.2% | $4,311-43.2% | $5,287-53.6% |
| Admin fee / account holder | $20,209 | $10,253+97.1% | $7,645+164.3% | $10,133+99.4% |