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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,273 | $86,949+54.4% | $102,460+31.0% | $80,959+65.9% |
| Participation rate | 62.5% | 72.4%-9.9pp | 76.5%-14.0pp | 67.7%-5.2pp |
| Annual return | 14.42% | 18.89%-4.5pp | 29.47%-15.0pp | 35.67%-21.2pp |
| Employer contribution / active EE | $1,813 | $2,370-23.5% | $3,025-40.1% | $2,757-34.2% |
| Participant deferral / active EE | $7,320 | $4,121+77.6% | $5,056+44.8% | $4,300+70.2% |
| Admin fee / account holder | $2,059 | $8,048-74.4% | $9,460-78.2% | $6,925-70.3% |