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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,417 | $70,475+49.6% | $100,530+4.9% | $79,858+32.0% |
| Participation rate | 69.2% | 73.7%-4.4pp | 79.4%-10.2pp | 69.6%-0.4pp |
| Annual return | 18.16% | 21.90%-3.7pp | 30.89%-12.7pp | 31.72%-13.6pp |
| Employer contribution / active EE | $3,955 | $2,165+82.7% | $3,418+15.7% | $2,471+60.1% |
| Participant deferral / active EE | $3,955 | $5,181-23.7% | $6,271-36.9% | $3,740+5.8% |
| Admin fee / account holder | $8,931 | $4,478+99.4% | $8,083+10.5% | $5,306+68.3% |