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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,288 | $63,365+31.4% | $91,994-9.5% | $72,975+14.1% |
| Participation rate | 67.4% | 72.5%-5.1pp | 78.6%-11.2pp | 69.5%-2.0pp |
| Annual return | 23.41% | 35.35%-11.9pp | 69.04%-45.6pp | 81.01%-57.6pp |
| Employer contribution / active EE | $3,024 | $2,116+42.9% | $3,453-12.4% | $2,440+23.9% |
| Participant deferral / active EE | $3,024 | $4,883-38.1% | $5,924-49.0% | $3,608-16.2% |
| Admin fee / account holder | $7,295 | $4,670+56.2% | $7,744-5.8% | $5,124+42.4% |