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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,044 | $88,754+167.1% | $81,820+189.7% | $145,877+62.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.90% | 1031.77%-1019.9pp | 777.93%-766.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $15,425 | $3,085+399.9% | $2,915+429.1% | $4,663+230.8% |
| Participant deferral / active EE | $12,469 | $4,648+168.3% | $4,323+188.5% | $6,691+86.4% |
| Admin fee / account holder | $9,938 | $8,424+18.0% | $7,391+34.5% | $13,402-25.8% |