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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,263 | $109,872+40.4% | $98,483+56.6% | $167,536-7.9% |
| Participation rate | 91.7% | 75.8%+15.8pp | 73.3%+18.3pp | 82.1%+9.6pp |
| Annual return | 16.00% | 1959.31%-1943.3pp | 1494.38%-1478.4pp | 478.82%-462.8pp |
| Employer contribution / active EE | $15,826 | $3,225+390.7% | $2,961+434.5% | $4,839+227.0% |
| Participant deferral / active EE | $8,672 | $4,673+85.6% | $4,276+102.8% | $6,342+36.7% |
| Admin fee / account holder | $7,608 | $6,757+12.6% | $5,953+27.8% | $12,315-38.2% |