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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,411 | $96,678+102.1% | $86,640+125.5% | $139,466+40.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.65% | 106.69%-91.0pp | 592.52%-576.9pp | 373.66%-358.0pp |
| Employer contribution / active EE | $15,702 | $3,265+380.9% | $3,024+419.2% | $4,754+230.3% |
| Participant deferral / active EE | $11,700 | $4,837+141.9% | $4,438+163.6% | $6,712+74.3% |
| Admin fee / account holder | $8,662 | $6,410+35.1% | $5,616+54.2% | $11,409-24.1% |