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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,223 | $105,198+157.8% | $159,455+70.1% | $85,856+215.9% |
| Participation rate | 93.2% | 75.8%+17.4pp | 82.8%+10.4pp | 69.3%+23.9pp |
| Annual return | 19.56% | 45.08%-25.5pp | 263.63%-244.1pp | 318.58%-299.0pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,830-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $14,171 | $5,946+138.3% | $7,353+92.7% | $3,952+258.6% |
| Admin fee / account holder | $46,601 | $6,934+572.0% | $10,800+331.5% | $6,261+644.4% |