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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,136 | $93,598+127.7% | $135,974+56.7% | $75,173+183.5% |
| Participation rate | 84.0% | 75.2%+8.8pp | 81.9%+2.1pp | 67.2%+16.8pp |
| Annual return | 14.55% | 30.89%-16.3pp | 68.30%-53.8pp | 160.72%-146.2pp |
| Employer contribution / active EE | $1,626 | $3,538-54.0% | $4,859-66.5% | $2,671-39.1% |
| Participant deferral / active EE | $12,738 | $6,405+98.9% | $7,760+64.1% | $4,126+208.7% |
| Admin fee / account holder | $7,126 | $6,978+2.1% | $10,767-33.8% | $5,651+26.1% |