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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,700 | $112,935-13.5% | $90,970+7.4% | $158,966-38.5% |
| Participation rate | 82.4% | 74.7%+7.6pp | 69.0%+13.3pp | 82.0%+0.4pp |
| Annual return | 9.16% | 215.79%-206.6pp | 134.58%-125.4pp | 302.95%-293.8pp |
| Employer contribution / active EE | $0 | $2,895-100.0% | $2,122-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,420 | $4,129+7.0% | $3,373+31.0% | $5,983-26.1% |
| Admin fee / account holder | $1,325 | $8,045-83.5% | $5,960-77.8% | $11,250-88.2% |