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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,291 | $99,652-31.5% | $78,778-13.3% | $147,586-53.7% |
| Participation rate | 94.7% | 76.2%+18.5pp | 69.2%+25.5pp | 82.8%+11.9pp |
| Annual return | 7.33% | 47.28%-40.0pp | 35.62%-28.3pp | 578.59%-571.3pp |
| Employer contribution / active EE | $0 | $2,796-100.0% | $1,986-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,986 | $3,664+8.8% | $2,958+34.7% | $5,439-26.7% |
| Admin fee / account holder | $398 | $7,155-94.4% | $5,134-92.3% | $10,886-96.3% |