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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,501 | $138,078-18.5% | $125,363-10.3% | $134,509-16.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.30% | 750.49%-764.8pp | 572.15%-586.4pp | 418.13%-432.4pp |
| Employer contribution / active EE | $5,370 | $5,245+2.4% | $4,815+11.5% | $4,741+13.3% |
| Participant deferral / active EE | $8,709 | $7,800+11.7% | $7,447+16.9% | $6,400+36.1% |
| Admin fee / account holder | $2,523 | $11,566-78.2% | $10,005-74.8% | $11,427-77.9% |