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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,192 | $138,075-28.9% | $123,552-20.5% | $135,379-27.5% |
| Participation rate | 63.6% | 84.7%-21.1pp | 82.3%-18.7pp | 82.6%-19.0pp |
| Annual return | 0.17% | 153.70%-153.5pp | 119.20%-119.0pp | 519.79%-519.6pp |
| Employer contribution / active EE | $2,361 | $5,152-54.2% | $4,628-49.0% | $4,779-50.6% |
| Participant deferral / active EE | $4,243 | $6,800-37.6% | $6,426-34.0% | $5,609-24.4% |
| Admin fee / account holder | $777 | $10,917-92.9% | $9,285-91.6% | $10,828-92.8% |