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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,154 | $91,537+7.2% | $130,045-24.5% | $75,173+30.6% |
| Participation rate | 97.9% | 71.5%+26.5pp | 78.5%+19.4pp | 67.2%+30.7pp |
| Annual return | 28.95% | -631.55%+660.5pp | -137.30%+166.3pp | 160.72%-131.8pp |
| Employer contribution / active EE | $2,721 | $2,845-4.3% | $4,321-37.0% | $2,671+1.9% |
| Participant deferral / active EE | $2,003 | $4,343-53.9% | $5,820-65.6% | $4,126-51.5% |
| Admin fee / account holder | $378 | $6,780-94.4% | $10,600-96.4% | $5,651-93.3% |