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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,740 | $142,392+8.7% | $119,622+29.4% | $134,532+15.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | 67.69% | -12.46%+80.1pp | -14.98%+82.7pp | 418.27%-350.6pp |
| Employer contribution / active EE | $4,435 | $5,224-15.1% | $4,232+4.8% | $4,741-6.4% |
| Participant deferral / active EE | $3,681 | $6,467-43.1% | $5,601-34.3% | $6,401-42.5% |
| Admin fee / account holder | $1,212 | $13,593-91.1% | $10,328-88.3% | $11,429-89.4% |