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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,134 | $142,409+21.6% | $119,634+44.7% | $134,545+28.7% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | -21.10% | -12.46%-8.6pp | -14.98%-6.1pp | 418.37%-439.5pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $8,853 | $6,468+36.9% | $5,601+58.1% | $6,401+38.3% |
| Admin fee / account holder | $4,092 | $13,594-69.9% | $10,329-60.4% | $11,431-64.2% |