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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,843 | $152,619-9.0% | $125,195+10.9% | $152,909-9.2% |
| Participation rate | 92.3% | 83.3%+9.0pp | 79.8%+12.5pp | 82.5%+9.9pp |
| Annual return | 22.12% | 54.85%-32.7pp | 43.79%-21.7pp | 345.46%-323.3pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,433 | $5,869+9.6% | $4,937+30.3% | $5,851+9.9% |
| Admin fee / account holder | $1,025 | $13,437-92.4% | $9,704-89.4% | $11,601-91.2% |